Choose the Right Checking Account for You
Compare NSB’s checking account offerings below to see which would be the best fit for you.
If you have any questions, please contact our offices to speak with a member of our personal banking team.
Compare NSB Bank Checking Accounts
Account | Balance Requirements | Monthly Service Charge** | Special Features |
|---|---|---|---|
NSB Classic 10,000 | $100 minimum opening deposit | $7.50 monthly fee for AD&D insurance | 4 free foreign ATM withdrawals per month Accidental death and dismemberment insurance Waived monthly fee with Social Security deposits |
NSB Classic Plus | $1,000 minimum opening deposit $1,000 minimum daily balance | $8.00 monthly service charge if minimum daily balance is not maintained | 4 free foreign ATM withdrawals per month 0.25% bonus on any new CD* Tiered interest rates on balances over $1000 |
NSB Everyday Account | $100 minimum opening deposit | Monthly service charge based on average daily balance Overdrawn to $499.99 - $3.00 charge $500 to $999.99 - $2.00 charge $1,000.00 to $1,499.99 - $1.00 charge $1,500 and above – no charge | Waived service charge for minors (until the age of 19) Must be enrolled in eStatements |
NSB Economizer | $100 minimum opening deposit | Monthly service charge based on average daily balance Overdrawn to $499.99 - $7.50 charge $500 to $999.99 - $6.50 charge $1,000.00 to $1,499.99 - $5.50 charge $1,500 to $9,999.99 – $4.00 charge | Monthly statements mailed |
NSB Health Savings Account | None | $2.00 monthly service fee | Must be enrolled in a high-deductible healthcare plan to be eligible Funds can be used on qualified healthcare expenses^ 2.00 interest rate* 2.01 APY* |
*Rates subject to change
^Consult your financial advisor
**All fees subject to tax
Debit Cards
Each NSB Bank checking account comes with the option of signing up for a a VISA® debit card with an initial and annual $18.00 annual fee. With NSB’s debit card, funds are debited directly from your checking account when you make purchases in person, buy something online, or use your card at an ATM. If you believe your debit card has been stolen, notify us immediately.
View Debit Cards Lost or Stolen Card
Other Account Features
- Each NSB Bank checking account comes with the option of signing up for a Visa Debit card with an initial and annual fee of $18.00.
- Access your accounts via online banking
- Access eStatements via online banking